Finance tool

HRA Calculator

Calculate a simplified House Rent Allowance exemption estimate for salary tax planning.

hra calculatorhouse rent allowancetaxsalary

How To Use HRA Calculator

Quick notes to help you understand the result before you act on it.

Overview

Use this HRA calculator for a quick salary tax planning estimate.

It compares actual HRA, rent minus 10% of basic salary, and metro or non-metro salary limits.

HRA Exemption Rule

  • Exemption is the least of actual HRA, rent paid minus 10% of basic salary, and 40% or 50% of basic salary.
  • Metro cities use 50%; non-metro cities use 40%.

Practical Tips

  • Use annual values consistently.
  • Confirm final tax treatment with official rules or a tax professional.

FAQ

Common questions about this tool.

Is this HRA calculator for India?

Yes. It follows a simplified Indian salary HRA exemption method.

Does this replace tax filing advice?

No. Use it as an estimate only.