Finance tool

Loan Calculator

Estimate loan EMI, interest cost, and total repayment for common installment loans.

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How To Use Loan Calculator

Quick notes to help you understand the result before you act on it.

Overview

Use this loan calculator to estimate monthly EMI for installment loans.

Enter loan amount, annual interest rate, and tenure to calculate EMI, total interest, and total repayment.

Loan EMI Formula

  • Monthly rate = annual rate / 12 / 100.
  • EMI = P x R x (1 + R)^N / ((1 + R)^N - 1).
  • Total repayment = EMI x number of months.

Practical Tips

  • Use the same calculator for personal, car, education, and similar loans.
  • Compare total interest, not only EMI.
  • Lender fees and insurance may change the real cost.

FAQ

Common questions about this tool.

Can I use this as a personal loan calculator?

Yes. Enter the personal loan amount, rate, and tenure.

Is this the same as an EMI calculator?

It uses the standard EMI formula for installment loans.