Finance tool

Retirement Calculator

Calculate a simple retirement corpus estimate using future expenses and withdrawal rate.

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How To Use Retirement Calculator

Quick notes to help you understand the result before you act on it.

Overview

Use this retirement calculator for a simple corpus estimate.

It projects monthly expense with inflation and divides annual expense by withdrawal rate.

Retirement Corpus Method

  • Future monthly expense = current expense x (1 + inflation)^years.
  • Corpus = future yearly expense / withdrawal rate.

Practical Tips

  • This is a simplified planning estimate.
  • A full retirement plan should include returns, taxes, emergency funds, and life expectancy.

FAQ

Common questions about this tool.

Is this retirement advice?

No. It is a simplified estimate for planning.

What withdrawal rate should I use?

Many examples use 3% to 4%, but the right rate depends on personal circumstances.