Finance tool
Retirement Calculator
Calculate a simple retirement corpus estimate using future expenses and withdrawal rate.
retirement calculatorretirement corpusfinancial planninginflation
How To Use Retirement Calculator
Quick notes to help you understand the result before you act on it.
Overview
Use this retirement calculator for a simple corpus estimate.
It projects monthly expense with inflation and divides annual expense by withdrawal rate.
Retirement Corpus Method
- Future monthly expense = current expense x (1 + inflation)^years.
- Corpus = future yearly expense / withdrawal rate.
Practical Tips
- This is a simplified planning estimate.
- A full retirement plan should include returns, taxes, emergency funds, and life expectancy.
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FAQ
Common questions about this tool.
Is this retirement advice?
No. It is a simplified estimate for planning.
What withdrawal rate should I use?
Many examples use 3% to 4%, but the right rate depends on personal circumstances.