Finance tool
FD Calculator
Estimate fixed deposit interest and maturity amount using deposit amount, annual rate, tenure, and compounding frequency.
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How To Use FD Calculator
Quick notes to help you understand the result before you act on it.
Overview
Use this FD calculator to estimate fixed deposit maturity value before booking a deposit.
Enter deposit amount, annual interest rate, tenure, and compounding frequency to calculate estimated interest.
FD Maturity Formula
- Maturity amount = principal x (1 + rate / compounding frequency) raised to frequency x years.
- Interest earned = maturity amount - principal.
- Actual bank results can vary with payout type and rounding.
Practical Tips
- Check whether your bank compounds monthly, quarterly, or yearly.
- Compare post-tax returns if interest income is taxable for you.
- Use the bank receipt or official quote for exact maturity value.
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FAQ
Common questions about this tool.
Does this FD calculator include tax?
No. It estimates pre-tax maturity and interest.
Can I use it for monthly interest payout FDs?
This tool is best for cumulative fixed deposits where interest compounds.