Finance tool
FD Interest Calculator
Estimate fixed deposit interest and maturity amount before booking an FD.
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How To Use FD Interest Calculator
Quick notes to help you understand the result before you act on it.
Overview
Use this FD interest calculator to estimate interest earned on a fixed deposit.
It also shows maturity amount.
FD Interest Formula
- Maturity amount = principal x (1 + rate / compounds)^compounds x years.
- Interest = maturity amount - principal.
Practical Tips
- Banks may round maturity differently.
- Tax on interest is not included.
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FAQ
Common questions about this tool.
Does it include tax?
No. It estimates pre-tax interest.
What compounding should I use?
Many FDs use quarterly compounding, so 4 is a common value.